We’re back! After a bit of a hiatus, Financial Strategies for Women is back and better than ever! Financial Strategies for Women is a newsletter dedicated to empowering women to take control of their financial futures. Together we can build a strong financial foundation for your future. If you would like to be considered for a "Power Woman" feature, or a "Penny For Your Thoughts" please email me at shannah@slcinsuranceservices.com.

Visit our website at: www.slcinsuranceservices.com

Join the FSW: Financial Strategies for Women Group on LinkedIn

http://www.linkedin.com/…899E
Joining will allow you to find and contact other FSW members on LinkedIn. The goal of this group is to help members:

• Reach other members of FSW so that we can all share some great financial strategies for success
• Accelerate careers/business through referrals from FSW Group members
• Know more than a name – view rich professional profiles from fellow FSW Group members

Join the Group.

Vacation Dreaming

I won’t even try to hide it. I love to travel. You could call me up on a Friday night and tell me that I have to be packed in 10 minutes and I would be ready to go! I even go so far as not unpacking my toiletries after each trip, just in case. For me traveling is an experience that I can't ever seem to put into words. I love exploring but more than that I love the element of escape that comes with travel.

Read On.

Power Woman: Heidi Mankoff

Heidi grew up in Santa Clarita, CA and earned her undergraduate degree in International Business and Spanish at Whittier College. After moving around the country a bit, spending a little over a year in Florida and then a year up in Washington State, she returned to southern California. Currently Heidi is finishing up her MBA at California State University Northridge, and training for her first marathon, so she doesn't have much free time! She is a huge fan of "Grey's Anatomy" and loves taking her dog, Einstein, to the park.

Read On.

40 Under 40

In February I was fortunate enough to receive a coveted "40 under 40" award given by the San Fernando Valley Business Journal (http://www.sfvbj.com/sfvbj.asp). This was such a great honor as I was up against some steep competition! Over 100 young professionals submitted their entries and only 40 were chosen.

Read On.

Sound Out!
You ask, we sound out!

This month's question: "I don’t have anyone else depending on me financially, so why would I need life insurance? I’m curious about this because I had asked my retirement program advisors (TIAA-CREF), and was told that, no, I actually didn’t need it."

Read Shannah's Response.

Build Your Budget
Click to receive a complimentary Monthly Budget Worksheet

My parent’s always urged the use of a budget. I heard about budgets in college. When you speak with a financial professional they will always ask if you use a budget. You are supposed to budget for a new car, budget for a new job, budget for marriage and children. But how do you budget if you don’t know how to construct a budget?

Read On.

Penny for Your Thoughts
"Joy in Paris" by Jennifer Yelderman

Bonjour! The winds of change are blowing through and I have a gigantic piece of caution to throw in them. At the most opportune age of 32, I have decided to take a chance and move to Paris, still young enough to really enjoy the adventure, yet mature enough to make responsible decisions… well, for the most part.

Read On.

Fact:

Women are responsible for 83% of all consumer purchases: 94% of home furnishings, 92% of vacations, 91% of houses, 51% of consumer electronics, and 60% of automobiles.

• National Women’s Business Council, January 2005

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In This Issue:

• Vacation Dreaming
• Power Woman
• 40 Under 40
• Sound Out!
• Build Your Budget
• Penny for Your Thoughts

On The $ Quick Tip

1. Unused Airline Miles/Hotel Miles-
   Contrary to popular belief, mileage on most airline programs actually does expire. If you aren’t planning a trip yourself, give the miles as a gift.
2. Amazon.com Used Books-
   The used books on Amazon.com offers you the opportunity to maximize your dollars. Often times you can get 3-4 books that are used in great shape for the price of 1 new book. We won't tell if you don't!

Find More Gift Ideas.