Welcome to the new and improved Financial Strategies for Women Newsletter. I hope you find the articles and ideas in this newsletter both informative and powerful in your everyday life. If you have any suggestions for articles, would like to ask me a question, or would like to be a featured writer please email me at shannah@slcinsuranceservices.com.

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The Benefit of Time

In the words of Rod Steward, "Young hearts be free tonight, time is on your side!" Or if you are an Earth Wind and Fire fan, "Time is on your side. No more need in runnin'. No more need to hide!" Now that I have your attention, if you are under the age of 45 I want you to read this several times and memorize my message: Time is defiantly on your side!

Read On.

Power Woman: Alison Barnard, In-Jean-Ius

Alison grew up in just north of Boston and went to college at the University of Richmond and got her Masters in Business Administration from Babson College. She loved shopping and wanted to open a store. Instead of jumping right into it, she decided to see if she liked retail and started working at a store on the weekend, and kept her full time job.

Read On.

Mommy Money Matters

Up until now I've been able to feign my financial knowledge pretty darn well. My sisters have learned from experience that I balance my checkbook about twice a week and I never throw away a receipt. I know enough to keep myself from going under financially. But here's the thing: I know nothing about how to get ahead financially. And the worst part is that I know exactly what I don't know. For instance, I know that I should invest. I went to business school for crying out loud!

Read On.

That's What She Said

The price of sexual harassment is steep and painful!

If you are like me and zealously guard against any intrusion at 8:30 on Thursday night, you recognize the title of this article as a running joke on The Office. For those of you who haven't been introduced to this hilariously un-PC show, it centers around a group of dysfunctional office employees and their completely clueless boss, played with sincere delusion by Steve Carell. An investigator friend of mine, who has never worked in an office, doesn't understand the show and thinks Mr. Carell's portrayal of Michael Scott is over the top.

Read On.

Penny for Your Thoughts

Welfare to Work! Achieving financial independence after a life on mom and dad's payroll

Need. As a child I thought I "needed" a lot of things. I "needed" the Trapper Keeper with the Golden Retriever puppies on it, I "needed" riding lessons, I "needed" new shoes for school. It wasn't until much later in life did I learn that none of those things was a necessity, but something for which I should have been much more thankful that I had. While my sisters and I never had money casually tossed our way as if it held no value, our parents' generosity was evident in our full closets, picture albums displaying photos of some pretty amazing vacations, and the latest "it" toys under our Christmas tree each year. As teenagers we were all given new cars, fancy dresses for formals and a credit card for "gas, reasonable spending and emergencies." It turned out that we three girls had a slightly more liberal definition of "reasonable spending" than dad did, but we usually found easier to ask for forgiveness than ask for permission…

Read On.

Fact:

One in every 11 adult women in the U.S. owns a business. Female entrepreneurship has been growing at twice the national average since 1997.

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In This Issue:

On The $ Quick Tip

Magazines, Magazines, and More Magazines

If you are anything like me, you are drawn to those magazines that are in the shelves right next to the checkout lane at the grocery store. It is almost as if they call my name, "Shannah, please read me. I will offer hours of mind numbing enjoyment!" I am most guilty of picking up the recent copy of US Magazine. I live in Los Angeles, where we are bombarded by scandal all day long, so I am not sure why I feel the need to read about the latest Britney vs. K-Fed allegations, or why Oscar De La Hoya feels the need to dress up in fishnet tights and take pictures.

The downside of my grocery store magazine buying frenzy is that you ALWAYS pay more money for the magazine than you do if you have a regular subscription. I am a money person, and deal with smart financial planning all day long, so why do I always throw my own advice out the door when I see those shiny magazines in the checkout lane?

I have always said that smart money management is not about giving up the things you love to do, or in my case love to read.

Read On.